Sole traders and small business
From a single operator to a small team, compare finance options for your work vehicles.
Business vehicle finance
Finance for the vehicles that do the work.
From a single work ute to a small fleet, Udrive helps Kiwi businesses and sole traders compare vehicle finance options across New Zealand. Finance is subject to lender criteria, affordability, and responsible lending checks.
Finance and protection partners
Business vehicle finance
Finance for utes, vans, and work vehicles.
Whether you are a sole trader or running a small team, we help compare finance options for the vehicles your business runs on.
Utes, vans, and more
From dual-cab utes to delivery vans, compare finance for the vehicles your business depends on.
Check with your accountant
Business finance can have tax and structuring considerations, so we suggest confirming what suits your situation with your accountant.
Calculate your
borrowing power.
Slide the bars below to estimate your weekly repayments. The result is obligation-free and subject to lender rates, fees, and criteria.
Adjust your details
$35,000
$5,000$100,000
4 Years
1 Year7 Years
Estimated Repayment
$212
per week over 4 years
Fortnightly
$424
Monthly
$921
Start ApplicationOr call 0800 002 602
Calculations are estimates only, assuming a rate of 11.95% p.a. Subject to individual lending criteria.
Why Udrive
One application, options compared.
Udrive is an online finance broker, not a dealer and not a lender. You apply once, we compare options from a panel of selected NZ lenders, and we explain the next steps clearly before anything is signed.
Looking at something else on wheels? You can also explore Car finance or the self-employed car finance guide.
Any finance is subject to lender criteria, affordability, and responsible lending checks.
Business vehicle finance FAQs
Common questions.
If your question is not covered here, the Udrive team is happy to help over the phone.
Yes. Sole traders and small businesses can enquire about vehicle finance. The right structure can depend on your situation, so we suggest checking with your accountant. Any finance is subject to lender criteria and checks.
Yes. Dealer and private sales can be considered. If a lender can progress your application, we explain the payment and ownership steps before anything is signed.
No. Submitting an application is not an approval or offer of finance. Approval depends on lender criteria, responsible lending checks, and final loan documents.
No. Udrive is a finance broker. Any loan is provided by a lender on the panel and is subject to their approval, checks, and final documents.
Free 60-second quiz
What's your Car Buying Readiness Score?
Answer 8 quick questions for a personalised score and a clear checklist of what to sort before you buy. No obligation, and it takes about a minute.
Ready to get
behind the wheel?
Start online in minutes. We'll review your details, explain the lender checks, and come back with clear next steps.
No obligationFree serviceSame-day assessment may be available