Udrive Motor Finance
Boat on the water on a sunny New Zealand day
Boat finance

Finance to get you out on the water.

From the first family runabout to a serious offshore rig, Udrive helps you compare boat and marine finance options across New Zealand. Finance is subject to lender criteria, affordability, and responsible lending checks.

Finance and protection partners

Geneva Finance
Oxford Finance
Finance Now
Avanti
Branded Financial Services
Geneva Finance
Oxford Finance
Finance Now
Avanti
Branded Financial Services
Geneva Finance
Oxford Finance
Finance Now
Avanti
Branded Financial Services
Geneva Finance
Oxford Finance
Finance Now
Avanti
Branded Financial Services

Boat finance

Finance for boats and marine.

Compare options from selected lenders, whether you are buying new, used, from a dealer, or privately.

Trailer boats and runabouts

Compare finance for trailer boats, runabouts, and family-friendly vessels.

New or used

Finance options for new and used boats, whether from a dealer or a private seller.

Tow vehicle too

Need a tow vehicle as well? The lender panel can consider vehicle finance alongside the boat.

Calculate your borrowing power.

Slide the bars below to estimate your weekly repayments. The result is obligation-free and subject to lender rates, fees, and criteria.

Adjust your details

$35,000
$5,000$100,000
4 Years
1 Year7 Years

Estimated Repayment

$212

per week over 4 years

Fortnightly

$424

Monthly

$921

Start ApplicationOr call 0800 002 602

Calculations are estimates only, assuming a rate of 11.95% p.a. Subject to individual lending criteria.

Why Udrive

One application, options compared.

Udrive is an online finance broker, not a dealer and not a lender. You apply once, we compare options from a panel of selected NZ lenders, and we explain the next steps clearly before anything is signed.

Looking at something else on wheels? You can also explore Caravan and motorhome finance or finance the tow vehicle.

Any finance is subject to lender criteria, affordability, and responsible lending checks.

Boat finance FAQs

Common questions.

If your question is not covered here, the Udrive team is happy to help over the phone.

The lender panel can consider trailer boats, runabouts, and a range of recreational vessels, new or used. Any finance is subject to lender criteria and checks.

Yes. Dealer and private sales can be considered. If a lender can progress your application, we explain the payment and ownership steps before anything is signed.

No. Submitting an application is not an approval or offer of finance. Approval depends on lender criteria, responsible lending checks, and final loan documents.

No. Udrive is a finance broker. Any loan is provided by a lender on the panel and is subject to their approval, checks, and final documents.

Free 60-second quiz

What's your Car Buying Readiness Score?

Answer 8 quick questions for a personalised score and a clear checklist of what to sort before you buy. No obligation, and it takes about a minute.

Take the quiz

Ready to get behind the wheel?

Start online in minutes. We'll review your details, explain the lender checks, and come back with clear next steps.

No obligationFree serviceSame-day assessment may be available